We understand that you don't want to be here.  If you are like most of the people with whom we deal, you (1) are an honorable person (2) who pays your bills, but (3) you are unable to pay those bills now, and (4) it is tearing you apart.  As a result, like most people, you are 

stressed out

losing sleep

anxious

don't know how to get out of this bad situation.

The good news is that we have over 20 years of experience fixing this problem!